Phone: (08) 8981 6377

Building One - Level 1, Suites C103 and C104
19C Kitchener Drive - Darwin Waterfront NT 0800

Phone: 0438 727 045

Fremantle Chamber of Commerce Building
Suite 7/ 16 Phillimore street Fremantle Perth WA

Staff Profile

Our Team


Fernando Di Toro
Managing Director

Fernando has lived in Darwin for over 40 years and has worked in the insurance industry since 1985. Having almost 30 years underwriting and insurance broking experience, Fernando specialises in large property owner accounts including hotels, manufacturing, construction and shopping centres. He has his Diploma in Financial Services (Broking).




Riccardo Lelli
Managing Director

Born in Darwin, Riccardo commenced his insurance career in 1988, working both as an underwriter and insurance broker. He has extensive knowledge in SME, Aboriginal Communities, Workers Compensation and Mine Services Companies.  He has his Diploma in Financial Services (Broking).





Lance Schmidt
Senior Account Executive

Employed in the local insurance industry since 1981, Lance has worked for both underwriters and brokers.  He has extensive knowledge in the areas of Transport, Civil Contracting and Industrial Risks.  Lance has a Diploma in Financial Services (Broking) and is on the National Board of the Australian Insurance Law Association.



Stephanie Lelli
Office Manager

Stephanie joined AFA Insurance Brokers in 1999. As well as being Office Manager, Stephanie looks after the domestic/retail portfolio.



Jamie Sekhon
Executive Assistant

Jamie Sekhon started with AFA Insurance Brokers in 2007. She quickly developed a passion and understanding of the industry, being promoted from Receptionist to Account Manager/Executive Assistant in a very short time. Jamie has experience in Commercial and Residential Property, Motor Fleets, Workers Compensation and Claims. Jamie has her Tier 1 in Financial Services.




Karen Higgins
Executive Assistant

Karen was born and educated in Darwin and has been employed in the local insurance industry for over twenty years. Karen is an ANZIIF Senior Associate CIP, has her Diploma in Financial Servies (Broking) and is a Teir 1 qualified advisor. A valued team member for the past ten years, Karen’s experience is reflected in her position as Compliance Officer and Executive Assistant.




Annelise Lelli

Annelise is a local Darwin girl working part time at AFA Insurance Brokers, while studying Communications at Charles Darwin University. As Riccardo and Stephanie's daughter, she has been working behind the scenes at AFA for years helping clients with basic insurance needs.